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http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>https://vinceryan.me/my-c-v/</loc><lastmod>2025-11-26T15:28:20+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://vinceryan.me/my-work/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2025/11/hands-typing-on-a-computer-keyboard.png</image:loc><image:title>hands-typing-on-a-computer-keyboard</image:title></image:image><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2025/11/a-financial-journalist-typing-on-a-keyboard.png</image:loc><image:title>a-financial-journalist-typing-on-a-keyboard</image:title></image:image><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2025/11/screenshot-2025-11-17-at-11.48.45-am.png</image:loc><image:title>Screenshot 2025-11-17 at 11.48.45 AM</image:title></image:image><lastmod>2025-11-25T23:40:30+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://vinceryan.me/2021/11/14/software-marketing-journal/</loc><lastmod>2021-11-14T18:08:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2016/06/28/stop-watching-central-bankers/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2016/06/wp-1467158860181.jpeg</image:loc><image:title>wp-1467158860181.jpeg</image:title></image:image><lastmod>2016-06-29T15:55:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2015/09/02/the-productivity-problem/</loc><lastmod>2015-09-02T14:21:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2015/04/14/a-good-poem/</loc><lastmod>2015-04-14T23:42:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2015/03/12/operation-choke-point-plaza-bank-becomes-third-to-settle-the-wall-street-journal/</loc><lastmod>2015-03-13T00:09:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2015/03/12/fxcm-repays-12-million-of-rescue-package-the-wall-street-journal/</loc><lastmod>2015-03-13T00:04:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/09/04/next-financial-crisis-locales-try-china-and-india/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2013/09/banking_crisis.jpg</image:loc><image:title>banking_crisis</image:title><image:caption>Will Chinese and Indian depositors get spooked?</image:caption></image:image><lastmod>2013-09-04T18:11:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/about/</loc><lastmod>2013-08-16T17:43:25+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://vinceryan.me/2013/08/15/anchor-comes-loose/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2013/08/anchor_4920285899.jpg</image:loc><image:title>Anchor</image:title><image:caption>Another TARP banking company runs around.</image:caption></image:image><lastmod>2013-08-15T17:09:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/08/06/a-good-time-to-borrow/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2013/08/fedreserve.jpg</image:loc><image:title>Federal Reserve building</image:title><image:caption>Greasing the skids for bankers everywhere.</image:caption></image:image><lastmod>2013-08-06T20:01:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/08/06/im-not-exactly-a-fan-of-private-equity/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2013/08/kcktu-landscape.png</image:loc><image:title>Organic Revenue Driving Returns?</image:title></image:image><lastmod>2013-08-06T16:04:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/08/01/oh-to-be-in-the-1970s-again/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2013/08/dwrapper.png</image:loc><image:title>dwrapper</image:title></image:image><lastmod>2013-08-01T21:12:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/26/a-bank-is-hiding-inside-your-supply-chain/</loc><lastmod>2013-07-26T15:19:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/23/62/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2013/07/henry_kravis.png</image:loc><image:title>Henry Kravis</image:title><image:caption>The interest rate was only this big.</image:caption></image:image><lastmod>2013-07-24T20:39:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/24/five-myths-of-convertible-bonds/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2013/07/1951bond.jpg</image:loc><image:title>1951Bond</image:title><image:caption>The 1951 Bond Minicar convertible.</image:caption></image:image><lastmod>2013-07-24T15:43:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/23/guess-who-created-the-latest-derivative-product/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2013/07/basic_derivatives.jpg</image:loc><image:title>Basic derivatives</image:title><image:caption>A little math and the risk goes away.</image:caption></image:image><lastmod>2013-07-23T19:56:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/16/buffett-explains-how-to-play-it-safe/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2013/07/stockbackground.jpg</image:loc><image:title>stockbackground.jpg</image:title></image:image><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2013/07/marginofsafety.jpg</image:loc><image:title>marginofSAFETY</image:title></image:image><lastmod>2013-07-17T20:41:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/17/another-kind-of-contagion/</loc><image:image><image:loc>https://vinceryan.me/wp-content/uploads/2013/07/birdflu.jpg</image:loc><image:title>birdflu</image:title><image:caption>Is your banker handling birds properly?</image:caption></image:image><lastmod>2013-07-17T19:06:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/16/34/</loc><lastmod>2013-07-16T18:47:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/16/capital-question/</loc><lastmod>2013-07-16T18:27:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/12/new-files-available-to-download/</loc><lastmod>2013-07-16T18:11:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/11/the-bankers-new-clothes/</loc><lastmod>2013-07-15T18:59:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/12/glass-steagall-part-deux/</loc><lastmod>2013-07-15T18:58:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me/2013/07/12/the-house-sticks-its-nose-into-auditor-rotation/</loc><lastmod>2013-07-12T18:17:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://vinceryan.me</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2025-11-26T15:28:20+00:00</lastmod></url></urlset>
